African Supermodel

With the region’s slimmest inflation rates, ample reserves and well-proportioned interest rates, Tanzania is proving the envy of central bank governors across Africa.

Tanzania can do its math. It has built an admirable macroeconomic record through the central bank’s absolute commitment to price stability. Central bank reserves are at $1.9 billion and rising. Inflation has stabilized at around 4 percent, following a gradual decline from 28 percent over the past eight years. With better harvests and lower food prices, it could drop further.

Tanzania was also the best African market in 2002 in terms of portfolio investment with returns on the dollar at 44 percent. Even following two years of drought and poor agricultural performance, gross domestic product growth is expected to remain above 6 percent.

In 2000, Tanzania became the fourth country in the world to qualify for debt reduction under the Heavily Indebted Poor Countries (HIPC) initiative, reducing its debt burden by more than 40 percent. Proceeds from HIPC debt relief are enabling the country to commit its resources to reducing poverty and improving the delivery of education
and health services.

Tanzania has now had seven uninterrupted years of reform tied to IMF and World Bank support and has met its targets all the way, notes central bank governor Daudi Ballali. “Everyone wants to know how we did it and we’re attracting high-level visitors from a number of countries, wanting to see for themselves.”

Ballali adds that Tanzania’s successful relationship with the World Bank and IMF is partly due to its own proactive approach. One of the only countries in Africa to draft its own letter of intent, they prepared well for IMF/World Bank visits, and negotiations were based on thorough research. “We had done our homework,” he notes.

  Children’s rights: the government is banking on the introduction of universal education in Tanzania as a policy that will pay long-term dividends in poverty alleviation

Twenty-five years of homework to be exact. Ballali was stationed in Washington with the IMF for this period of time prior to his current role, perhaps explaining his thorough understanding of and readiness to cooperate with these key organizations.

To underscore the strong relationship with multilateral institutions, Tanzania hosted both World Bank President James Wolfensohn and IMF former Managing Director Horst Koehler two years ago, the first time both men had visited an African country together.

Now there is every chance that the stability Tanzania has instilled at the heart of East Africa can extend throughout the region. Tanzania is ideally placed to play a transforming and supportive role for its African neighbors, by acting as an example of good practice, according to Ballali.

“I think our financial services are quite a model, particularly in micro finance. We are a leader in tackling micro finance at the national level,” he adds.

If supporting small businesses is key to tackling poverty in Tanzania, educating tomorrow’s entrepreneurs and workers is equally important. The government is banking on the introduction of universal education in Tanzania as a policy that will pay long-term dividends in poverty alleviation. Introduced in phases and now in its second year, the system is working well. “By the third year, at least at the primary school entry point, we will have all children in school,” says Ballali.

A more productive workforce will in turn help attract overseas investment, and with better manufacturing boost exports, explains Ballali. High-profile areas such as mining have attracted strong investment but there is also interest in manufacturing, tourism, telecommunications and financial services.

While key reforms have already been made over the past year to improve the investor climate, much more needs to be done, especially on the legal front, Ballali says.

The effects of September 11 and the U.S. war on terrorism have hit Tanzania hard, reducing the willingness of some U.S. investors to look positively on the region.

“Our tourism is not going as fast as it used to before that period, and there are some investors who are no longer coming to this part of the world for a number of reasons,” says Ballali.

Misconceptions about Africa remain rife and damage potential investors’ perceptions of Tanzania. One of the country’s greatest challenges is to assert its own identity and avoid being typecast with the rest of the continent. “The trouble is that Africa is looked at as being one country,” observes Ballali. “Africa has many different countries, different regimes and different problems.”

Tanzania is a totally different investment bet than many of its neighbors. Ballali points out that U.S. investors in particular could do well to look at gaps in its energy, tourism and hotels sectors, noting that large U.S. brands such as Marriott are still missing from Tanzania’s nascent tourism industry.

U.S. companies might also find it more costeffective to transfer their manufacturing to Tanzania, which could then benefit by exporting the finished products back to the U.S. under the Africa Growth and Opportunity Act (AGOA).

While a rush of investment from the U.S. has not happened yet, there have been tentative signs that opportunities will arrive, Ballali says. A few years ago, U.S. power firm AES was planning a gas project in Tanzania, but pulled it following the collapse of Enron.

Although the war in Iraq has sidelined many African issues, the continent has gradually been finding its way back onto the Washington agenda. President Bush has built on AGOA, while the Millennium Challenge Account rewards good practice politically and economically on the continent, drawing the attention of American businesses to Africa.

And drawing attention globally is exactly what Tanzania needs right now. The country has done all the basics to put its house in order – it has the approval of multilateral organisations and is emulated by others in the region. But until it can attract investment into a broad range of sectors, it will lack the truly robust economy that could transform perceptions of the continent.